*Credit and loans provided by Regions d/b/a EnerBank USA, Member FDIC (650 S. Main St., Suite 1000, Salt Lakes City, Ut 84101) on approved credit for a limited time. 6.99% fixed APR, effective as of June 1, 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid 365 days from the first disbursement. When the open line period ends, the balance becomes a fixed-rate installment loan; repayment terms are 60 months. The actual loan term may be shorter if less than the full approved amount of credit is used. The first monthly loan payment is due 365 days after the first disbursement.